Skupina Banka (\u010cSOB). Aplikace v\u00e1m umo\u017e\u0148uje spravovat v\u0161echny va\u0161e \u00fa\u010dty, investice, hypot\u00e9ky, p\u016fj\u010dky a poji\u0161t\u011bn\u00ed na jednom m\u00edst\u011b. Umo\u017e\u0148uje tak\u00e9 prov\u00e1d\u011bt rychl\u00e9 a snadn\u00e9 platby, a to i faktury. Obsahuje tak\u00e9 vestav\u011bn\u00fd v\u011brnostn\u00ed program. Aplikaci \u010cSOB Smart si m\u016f\u017eete st\u00e1hnout z Apple App Storu, Google Play a AppGallery od Huawei.<\/unk><\/p>\nKrom\u011b z\u00e1kladn\u00edch funkc\u00ed v\u00e1m aplikace m\u016f\u017ee pomoci u\u0161et\u0159it pen\u00edze pomoc\u00ed funkce Drobn\u00e1 zm\u011bna. D\u00edky n\u00ed se ka\u017ed\u00e1 platba kartou zaokrouhl\u00ed nahoru na nejbli\u017e\u0161\u00edch dvacet korun a tato \u201edrobn\u00e1 zm\u011bna\u201c se odkl\u00e1d\u00e1. Jakmile nashrom\u00e1\u017ed\u00edte t\u0159i sta korun, automaticky se p\u0159evedou do va\u0161eho investi\u010dn\u00edho fondu \u010cSOB Wealth.<\/p>\n
\u010cSOB Smart m\u016f\u017eete tak\u00e9 vyu\u017e\u00edt k proveden\u00ed vkladu, kter\u00fd bude okam\u017eit\u011b p\u0159ips\u00e1n k z\u016fstatku na va\u0161em \u00fa\u010dtu. Tato slu\u017eba je zdarma a m\u011bs\u00ed\u010dn\u011b m\u016f\u017eete vlo\u017eit a\u017e 200 000 korun. T\u00edmto zp\u016fsobem m\u016f\u017eete sv\u00e9 pen\u00edze \u00faro\u010dit a zv\u00fd\u0161it sv\u00e9 \u00faspory.<\/p>\n
Aplikace \u010cSOB Smart m\u00e1 tak\u00e9 funkci s n\u00e1zvem Klikni a zapla\u0165. Ta v\u00e1m umo\u017en\u00ed nahr\u00e1t platebn\u00ed kartu do aplikace a pou\u017e\u00edvat ji v jak\u00e9mkoli e-shopu, kter\u00fd ji podporuje. M\u016f\u017eete ji tak\u00e9 pou\u017e\u00edt k v\u00fdb\u011bru hotovosti z bankomat\u016f \u010cSOB a ke sm\u011bn\u011b m\u011bn v bance. Jej\u00ed pokro\u010dil\u00fd bezpe\u010dnostn\u00ed syst\u00e9m chr\u00e1n\u00ed va\u0161e data vysokou \u00farovn\u00ed \u0161ifrov\u00e1n\u00ed a autentizace.<\/p>\n
\u010cSOB Leasing<\/h2>\n
\u010cSOB Leasing je program, kter\u00fd v\u00e1m m\u016f\u017ee pomoci u\u0161et\u0159it pen\u00edze na va\u0161em \u00fav\u011bru od CSOB. Tento program v\u00e1m umo\u017e\u0148uje koupit ojet\u00fd v\u016fz nebo u\u017eitkov\u00e9 vozidlo s finan\u010dn\u00edmi prost\u0159edky z va\u0161eho \u00fav\u011bru od CSOB. V z\u00e1vislosti na stavu vozidla m\u016f\u017eete m\u00edt n\u00e1rok na n\u00edzk\u00e9 \u00farokov\u00e9 sazby a dal\u0161\u00ed slevy. Program tak\u00e9 nab\u00edz\u00ed \u0159adu slu\u017eeb, kter\u00e9 v\u00e1m usnadn\u00ed proces n\u00e1kupu.<\/p>\n
Spole\u010dnost CSOB Poistova\u010d Makler, s.r.o., zalo\u017een\u00e1 v roce 2004, je finan\u010dn\u00ed spole\u010dnost nab\u00edzej\u00edc\u00ed leasingov\u00e9 a poji\u0161\u0165ovac\u00ed zprost\u0159edkovatelsk\u00e9 slu\u017eby. Spole\u010dnost p\u016fsob\u00ed na slovensk\u00e9m trhu. Mezi jej\u00ed produkty pat\u0159\u00ed Mobilita+ a Jistota+. \u010cSOB m\u00e1 s\u00eddlo v Bratislav\u011b na Slovensku.<\/p>\n
\u010cSOB Stavebn\u00ed spo\u0159itelna je nejv\u011bt\u0161\u00ed bankou v \u010cesk\u00e9 republice s celkov\u00fdmi \u00fav\u011bry p\u0159esahuj\u00edc\u00edmi 121 miliard korun. \u00dav\u011brov\u00e1 \u010dinnost spole\u010dnosti v posledn\u00edch letech stabiln\u011b roste. Historicky hypote\u010dn\u00ed \u00fav\u011bry p\u0159edstavovaly v\u011bt\u0161inu jej\u00ed \u00fav\u011brov\u00e9 aktivity. V roce kon\u010d\u00edc\u00edm v roce 2023 tyto \u00fav\u011bry tvo\u0159ily 99,4 % aktiv banky. Spot\u0159ebitelsk\u00e9 \u00fav\u011bry d\u00e1le tvo\u0159ily 0 % a firemn\u00ed \u00fav\u011bry 0,235 % \u00fav\u011brov\u00e9ho portfolia. Zb\u00fdvaj\u00edc\u00edch 0,09 % tvo\u0159ily vklady. \u010cist\u00fd zisk spole\u010dnosti meziro\u010dn\u011b stagnoval na 13,6 miliardy korun, zat\u00edmco pom\u011br j\u00e1dra Tier I \u010dinil 17,2 %. Spole\u010dnost provozuje celost\u00e1tn\u00ed s\u00ed\u0165 v\u00edce ne\u017e 250 pobo\u010dek. Mezi jej\u00ed klienty pat\u0159\u00ed firmy, jednotlivci a municip\u00e1ln\u00ed korporace.<\/p>\n
\u010cSOB Factoring<\/h2>\n
Faktoringov\u00fd program \u010cSOB umo\u017e\u0148uje firm\u00e1m prodat sv\u00e9 pohled\u00e1vky extern\u00ed spole\u010dnosti za hotovost. Faktor na sebe p\u0159evezme \u00fav\u011brov\u00e9 riziko a za svou slu\u017ebu si \u00fa\u010dtuje poplatek, kter\u00fd obvykle p\u0159edstavuje procento z hodnoty faktur. To m\u016f\u017ee b\u00fdt dobr\u00e1 volba pro firmy, kter\u00e9 pot\u0159ebuj\u00ed zlep\u0161it sv\u016fj provozn\u00ed kapit\u00e1l a u\u0161et\u0159it pen\u00edze na \u00faroc\u00edch.<\/p>\n
\u010cSOB Factoring je sou\u010d\u00e1st\u00ed skupiny \u010cSOB, kter\u00e1 zahrnuje strategick\u00e9 spole\u010dnosti v \u010cesk\u00e9 republice p\u0159\u00edmo \u010di nep\u0159\u00edmo ovl\u00e1dan\u00e9 bankou nebo KBC, je\u017e nab\u00edzej\u00ed finan\u010dn\u00ed slu\u017eby, jako nap\u0159\u00edklad Hypote\u010dn\u00ed banka, \u010cSOB Poji\u0161\u0165ovna, \u010cSOB Stavebn\u00ed spo\u0159itelna, \u010cSOB Penzijn\u00ed spole\u010dnost, \u010cSOB Leasing a Patria Finance. Skupina \u010cSOB buduje s klienty siln\u00e1 a dlouhodob\u00e1 partnerstv\u00ed a nab\u00edz\u00ed jim \u0159e\u0161en\u00ed, nikoli jen produkty.<\/p>\n
\u010cSOB je jednou z nejv\u011bt\u0161\u00edch bank v \u010cesk\u00e9 republice a m\u00e1 v\u00edce ne\u017e 50 let zku\u0161enost\u00ed v retailov\u00e9m bankovnictv\u00ed. Spole\u010dnost m\u00e1 pov\u011bst v oblasti z\u00e1kaznick\u00fdch slu\u017eeb a je l\u00eddrem v oblasti financov\u00e1n\u00ed podnik\u016f. Poskytuje tak\u00e9 firemn\u00ed bankovnictv\u00ed, hypot\u00e9ky, leasing a faktoringov\u00e9 slu\u017eby. Mezi jej\u00ed klienty pat\u0159\u00ed \u0159ada velk\u00fdch i mal\u00fdch podnik\u016f. Jej\u00ed s\u00eddlo je v Praze a jej\u00ed dce\u0159in\u00e9 spole\u010dnosti p\u016fsob\u00ed po cel\u00e9 Evrop\u011b. \u010cSOB je \u010dlenem Mezin\u00e1rodn\u00ed factoringov\u00e9 asociace a Evropsk\u00e9 rady pro obchodn\u00ed financov\u00e1n\u00ed. Spole\u010dnost tak\u00e9 poskytuje poji\u0161t\u011bn\u00ed a dal\u0161\u00ed slu\u017eby zahrani\u010dn\u00edm spole\u010dnostem.<\/p>\n
Poji\u0161\u0165ovna \u010cSOB<\/h2>\n
Poji\u0161t\u011bn\u00ed CSOB je program, kter\u00fd v\u00e1m m\u016f\u017ee pomoci u\u0161et\u0159it pen\u00edze na hypot\u00e9ce t\u00edm, \u017ee pokryje n\u00e1klady na opravy a dal\u0161\u00ed v\u00fddaje. M\u016f\u017ee tak\u00e9 ochr\u00e1nit v\u00e1\u0161 domov a majetek p\u0159ed p\u0159\u00edrodn\u00edmi \u017eivly. Pat\u0159\u00ed sem zem\u011bt\u0159esen\u00ed, po\u017e\u00e1ry, laviny a dal\u0161\u00ed. Nab\u00edz\u00ed tak\u00e9 kryt\u00ed pro p\u0159\u00edpady n\u00e1hodn\u00e9ho po\u0161kozen\u00ed, kr\u00e1de\u017ee a \u0159ady dal\u0161\u00edch ud\u00e1lost\u00ed. Poji\u0161t\u011bn\u00ed CSOB je univerz\u00e1ln\u00ed spole\u010dnost, kter\u00e1 je p\u0159ipravena nab\u00eddnout komplexn\u00ed pojistn\u00e9 slu\u017eby ob\u010dan\u016fm a OSV\u010c, ale i velk\u00fdm spole\u010dnostem a korporac\u00edm. Spole\u010dnost byla zvolena nejlep\u0161\u00ed ne\u017eivotn\u00ed poji\u0161\u0165ovnou a za sv\u016fj produkt N\u00e1\u0161 domov z\u00edskala ocen\u011bn\u00ed za inovace v poji\u0161\u0165ovnictv\u00ed.<\/p>\n
B\u011bhem \u00fastn\u00ed rozpravy se ob\u011b strany odvol\u00e1valy na r\u016fzn\u00e9 pr\u00e1vn\u00ed pojmy, jako nap\u0159\u00edklad z\u00e1ruka, jistota nebo doporu\u010duj\u00edc\u00ed dopis. Slovensk\u00e1 republika argumentovala, \u017ee podm\u00ednky uveden\u00e9 \u010cSOB a SI p\u0159edstavuj\u00ed prim\u00e1rn\u00ed z\u00e1vazky, kter\u00e9 nejen dopl\u0148uj\u00ed jinou dohodu, ale sp\u00ed\u0161e p\u0159edstavuj\u00ed samostatn\u00fd z\u00e1vazek.<\/p>\n","protected":false},"excerpt":{"rendered":"
\u010cl\u00e1nky s obsahem \u010cSOB Smart \u010cSOB Leasing \u010cSOB Factoring Poji\u0161\u0165ovna \u010cSOB \u010cSOB je jednou z nejv\u011bt\u0161\u00edch finan\u010dn\u00edch skupin v \u010cesk\u00e9 republice se strategick\u00fdm zam\u011b\u0159en\u00edm na osobn\u00ed a rodinn\u00e9 finance, financov\u00e1n\u00ed mal\u00fdch a st\u0159edn\u00edch podnik\u016f a firemn\u00ed klientely. Zam\u011b\u0159uje se tak\u00e9 na udr\u017eitelnost a klade velk\u00fd d\u016fraz na digitalizaci sv\u00fdch slu\u017eeb. \u010cSOB byla zalo\u017eena v roce …<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"_links":{"self":[{"href":"http:\/\/www.jawabkayfa.com\/index.php?rest_route=\/wp\/v2\/posts\/255576"}],"collection":[{"href":"http:\/\/www.jawabkayfa.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.jawabkayfa.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.jawabkayfa.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.jawabkayfa.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=255576"}],"version-history":[{"count":1,"href":"http:\/\/www.jawabkayfa.com\/index.php?rest_route=\/wp\/v2\/posts\/255576\/revisions"}],"predecessor-version":[{"id":255577,"href":"http:\/\/www.jawabkayfa.com\/index.php?rest_route=\/wp\/v2\/posts\/255576\/revisions\/255577"}],"wp:attachment":[{"href":"http:\/\/www.jawabkayfa.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=255576"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.jawabkayfa.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=255576"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.jawabkayfa.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=255576"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}